If you want stable returns with low risk on your investment, then you can invest in long duration debt mutual funds. Debt mutual funds are funds in which investors’ money is invested in safe places like government bonds, corporate bonds, treasury bills and money market instruments. It is generally considered a low-risk investment option. Its main objective is to keep investors’ money safe and give a little stable return on it. In the last 1 year, long duration debt mutual funds have given a return of up to 11.58%. Let us first know about the mutual funds that have given the highest returns in this category in the last one year. What is a benchmark? Benchmarks are usually market indices like BSE Sensex and Nifty of the Indian stock market, with which the returns of mutual funds are compared. Let us understand this with an example… If a particular mutual fund of yours has given a return of 59% during a particular time. If its benchmark has given 70% return during this period, then it shows that the fund has given less return than the benchmark. The higher the return a mutual fund gives as compared to the benchmark, the better its performance is considered. You can also invest in debt mutual funds through SIP Just like equity mutual funds, you can also invest in debt mutual funds through SIP, which proves to be more beneficial in the long run. In SIP, you can start investing with a small amount. This is easy for those who do not have money to invest a large lump sum. SIP allows you to invest a little bit from your monthly income, so that your major expenses are not affected. Along with this, while doing SIP in debt mutual funds, you do not have to worry whether the stock market is up or down. Also read… This week gold rose by ? 1,059 to reach ? 76,436, silver became costlier by ? 2,698 and is being sold at ? 87,831 per kg. This week there has been an increase in the prices of gold and silver. According to the website of India Bullion and Jewelers Association (IBJA), last Saturday i.e. on 20th December, gold was at ? 75,377, which has now reached ? 76,436 per 10 grams (28th December). That is, its price has increased by ? 1,059 this week. The price of silver was ? 85,133 last Saturday, which has now reached ? 87,831 per kg. In this way, its price has increased by ? 2,698 this week. On the other hand, on 23rd October, silver had made an all-time high of ? 99,151 and on 30th October, gold had made an all-time high of ? 79,681. Read the full news… Mutual fund is a scam, an investment bubble is being created in it: Radhika Gupta said – those who say so are very irresponsible people, read the full interview Along with the growing trust of people towards mutual funds, some people on social media claim that mutual fund is a scam and an investment bubble is being created in it. On this, Radhika Gupta, Managing Director and CEO of Edelweiss Mutual Fund says that those who say so are very irresponsible people, who are making such allegations on a regulated industry. Read the full news
