From January to March 2025, Axis Bank earned a total of ?39,958 crore. Out of this income, the bank spent Rs 28,512 crore on things like salary of employees, electricity bills, deposits. After this, the bank was left with Rs 7,489 crore as profit. In the same period a year ago, the bank had a profit of Rs 7,613 crore. It has decreased by 1.62% on an annual basis. Are the results better than expected? The bank’s profit may have decreased as compared to January-March last year. But in the fourth quarter of the financial year 2024-25, the bank’s profit has been better than the expectations of market analysts, that is, the bank has done better this time. What for the common man in the results? The bank has announced a dividend of Rs 1 per share for its shareholders. Companies give a part of their profits to their shareholders, this is called dividend. Axis Bank’s profit declined 1.6% in the fourth quarter of FY25 on a yearly basis on a quarterly basis Note: Figures are in crores of rupees. Axis Bank’s profit was 6.38% higher in 2025 as compared to FY 2024 What is a non-performing asset or NPA? When a person or institution takes a loan from a bank and does not return it, it is called a bad loan or non-performing asset or NPA. That is, the chances of recovery of these loans are very low. As a result, the money of the banks is lost and the bank goes into loss. According to the rules of the Reserve Bank of India (RBI), if the installment of a bank loan is not paid for 90 days i.e. three months, then that loan is declared an NPA. In the case of other financial institutions, this limit is 120 days. Banks have to do this to clear the book. How was the performance of the stock in the last one year? Before the result, the share of Axis Bank closed 0.13% higher at Rs 1,208. Axis Bank stock has given a positive return of 10% in the last one month, 4% in 6 months and 14% in one year. The bank’s stock has risen by 13% this year, i.e. from January 1 till now. Axis Bank has more than 4,900 branches in the country. Axis Bank provides banking and financial services. The Government of India and Unit Trust of India established this bank in 1993 under the name of UTI Bank. Its head quarter is in Mumbai. The Managing Director and Chief Executive Officer (CEO) of the bank is Amitabh Chaudhry. Axis Bank has more than 4,900 branches and more than 15,000 ATMs in the country.
