From January to March 2025, IDBI Bank earned a total of ?9,035 crore. Out of this income, the bank spent Rs 5,840 crore on things like salary of employees, electricity bills, deposits. After this, the bank was left with Rs 2,051 crore as profit. In the same period a year ago, the bank had a profit of Rs 1,628 crore. It has increased by 26% on an annual basis. Are the results better than expected? In the fourth quarter of the financial year 2024-25, the bank’s profit has been better than the expectations of market analysts, that is, the bank has done better this time. What is there for the common man in the results? The bank has announced a dividend of Rs 2.10 per share for its shareholders. Companies give a part of their profits to their shareholders, this is called dividend. What is a non-performing asset or NPA? When a person or an institution takes a loan from a bank and does not return it, it is called a bad loan or non-performing asset or NPA. That is, the chances of recovery of these loans are very low. As a result, the banks lose money and the bank goes into losses. According to the rules of the Reserve Bank of India (RBI), if the installment of a bank loan is not paid for 90 days i.e. three months, then that loan is declared an NPA. In the case of other financial institutions, this limit is 120 days. Banks have to do this to clear the book. How was the performance of the stock in the last one year? After the result, the share of IDBI Bank closed at Rs 82.56, up 2.65%. The bank’s share has risen 6.25% in the last one month and 1.46% in 6 months. At the same time, it has fallen by 10% in one year. The bank’s share has risen 7% this year i.e. from January 1 till now. IDBI Bank has more than 2,000 branches in the country Industrial Development Bank of India (IDBI Bank) provides banking and financial services. This bank was established by the Government of India in 1964. Its headquarter is in Mumbai. The Managing Director and Chief Executive Officer (CEO) of the bank is Rakesh Sharma. IDBI Bank has more than 2,000 branches and more than 3,300 ATMs in the country.
