From January to March, i.e. in the fourth quarter of FY 2024-25, Federal Bank’s profit grew 14% year-on-year (YOY) to Rs 1,030 crore. Talking about the entire financial year 2024-25, the company’s profit grew by 9% to Rs 4,052 crore. From January to March 2025, Federal Bank earned a total of ? 7,654 crore. At the same time, the total income of the bank in the financial year 2024-25 was Rs 30,167 crore. Are the results better than expected? The bank’s profit in the fourth quarter of FY 2024-25 has been better than the expectations of market analysts, that is, the bank has done better this time. What is there for the common man in the results? The bank has announced a final dividend of Rs 1.20 per share for the financial year 2024-25 to its shareholders. Companies give a part of their profits to their shareholders, this is called dividend. What is a non-performing asset or NPA? When a person or institution takes a loan from a bank and does not return it, it is called a bad loan or non-performing asset or NPA. That is, the chances of recovery of these loans are very low. As a result, the banks lose money and the bank goes into loss. According to the rules of the Reserve Bank of India (RBI), if the installment of a bank loan is not paid for 90 days i.e. three months, then that loan is declared an NPA. In the case of other financial institutions, this limit is 120 days. Banks have to do this to clear the book. How was the performance of the stock in the last one year? After the result, the share of Federal Bank closed at Rs 196.15. The bank’s stock has given a return of 17% to its investors in the last one year. Its market cap is Rs 48.31 crore. Federal Bank has more than 1,518 branches in the country. Federal Bank is a private sector bank which provides banking and financial services. This bank was established in 1931. Its headquarter is in Aluva, Kerala. The Managing Director and Chief Executive Officer (CEO) of the bank is KVS Manian. Federal Bank has more than 1,518 branches and more than 2042 ATMs in the country.
