The RBI board has approved a record Rs 2.69 lakh crore surplus transfer to the government for FY 2025. In the last financial year 2023-24, RBI had transferred a surplus of Rs 2.10 lakh crore to the government. That is, it is 28% more than last year. This transfer of surplus is for FY25, but it will appear in the government account for FY26. The surplus was announced in the 616th meeting of the Central Board of Directors of RBI. Surplus is the difference between income and expenditure The difference between RBI’s income and expenditure is called surplus. RBI transfers the surplus to the government after provision for reserve and retained earnings. According to Section 47 (Allocation of Surplus Profit) of the Reserve Bank of India Act, 1934, this transfer takes place. How does RBI generate surplus? RBI Income: RBI Expenditure: Highest Surplus Ever This is the highest ever annual surplus transfer. According to experts, one of the reasons for the sharp jump in the surplus amount is RBI’s earnings from forex holdings. Experts said that a higher than expected surplus is good news for the central government as it will support the centre’s liquidity surplus and subsequent expenditure.
