From January to March 2025, ICICI Bank earned a total of ?49,691 crore. Out of this income, after spending on items like salary of employees, electricity bill, deposits, the bank was left with Rs 12,630 crore as profit. ICICI Bank’s profit has been 18% higher this time as compared to the January-March quarter of last year. In the same period a year ago, the bank had earned Rs 43,597 crore. Then its profit was ? 10,708 crore. The bank did better this time. What for the common man in the results? The bank has announced a dividend of Rs 11 per share for its shareholders. Companies give a part of their profits to their shareholders, this is called dividend. What is a non-performing asset or NPA? When a person or institution takes a loan from a bank and does not return it, it is called a bad loan or non-performing asset or NPA. That is, the chances of recovery of these loans are very less. As a result, the banks lose money and the bank goes into losses. According to the rules of Reserve Bank of India (RBI), if the installment of a bank loan is not paid for 90 days i.e. three months, then that loan is declared as NPA. In case of other financial institutions, this limit is 120 days. Banks have to do this to clear the book. How was the performance of the stock in the last one year? ICICI Bank released its quarterly results on Saturday, 19th April, the stock market is closed on this day. Earlier, on 17th April, the bank’s stock rose 3.73% and closed at Rs. 1,407. ICICI’s stock has given a positive return of 7.15% in the last one month, 11.75% in 6 months and 31.83% in one year. The bank’s stock has risen 9.61% this year i.e. from 1st January till now.
